Skip to Content

Apply For a Home Loan

To apply for your loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.


  • Please use Chrome, Edge or Firefox when submitting your application. Some features of the online application will not work when using Internet Explorer.
  • If you have a credit freeze which restricts us to access your credit report, please contact each of the three credit bureaus Equifax, Experian, and TransUnion to lift the freeze before you apply.
  • A NEW username is needed for each application submitted. A previous username cannot be used for new applications.
  • Applying with multiple borrowers? The first named applicant (primary borrower) must be a primary Star One account holder (not a joint owner).
  • As Star One takes your privacy and security seriously, we will add the requirement for Multi-Factor Authentication (MFA) for accessing our Real Estate Application website effective November 4, 2022. Multi-FactorAuthentication will enhance your security by requiring the user to identify themselves by more than a username and password.  If you have any questions, please feel free to contact Star One at


  • Before You Start

    How long will it take?

    On average it takes 15-20 minutes.

    What will I need?

    Here are some simple checklists:

  • Your Application

    Need some help?

    Look on the right-hand side of the screen for some helpful hints.

    Short On Time?

    You can save your application at any point and come back later.

  • Once You're Finished

    What happens next?

    Some programs may give you instant online approval.

    If that's not an option?

    Your application will be under review, login at any time to see the current status of your application.

Start your Application

required fields
Enter loan application information
Are you a Star One Credit Union member or eligible for membership?Required field
Are you a Star One Credit Union member or eligible for membership?Required field

Have an application?

Login to complete an unfinished application or see the status of your submitted application.