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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

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Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply

Getting Value Out Of Your Home

Home Equity Loans

Home equity loans and lines of credit are secured by the equity in your home, and are considered attractive because the interest paid may be tax deductible.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesApply



Today's Rates
Today's loan rates
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Following is an example of the amount of financing available in certain high cost areas:

   97% LTV to $1,000,000
   95% LTV to $1,500,000
   80% LTV to $3,000,000
   75% LTV to $3,500,000
   70% LTV to $5,000,000

Due to the changing nature of the home financing market, requirements for maximum loan to value (LTV) over 80%, loan amount or other terms are subject to mortgage insurance underwriting approval.

If your current mortgage is with Star One Credit Union you may be eligible to modify your loan rate for a flat fee.  To learn more about Star One's rate modification click here: Real Estate Rate Modification



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