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Star One Real Estate Lending operations as of now

We want to assure you that we are doing everything we can to expedite the processing of your real estate loan. We have extended the current rate locks on real estate loans for up to 60 days to accommodate for unforeseen delays in the process.

Purchase transactions are handled on a priority basis in an effort to meet contractual obligations.

From Your Star One Lending Team

During the shelter-in-place, some  members of our Real Estate team are working remotely. The best way to contact your loan processor is by email; however, if you need to reach them by phone, please send an email with times that you are available and they will call you directly. They will do their best to accommodate your requests. We appreciate your patience as we continue to streamline this process.

Your financial well-being continues to be extremely important to Star One, and we will continue to provide the best service possible under the current conditions. Please be assured that our vendors and our staff are all working diligently to process your application. We would also like to encourage you to visit our website for COVID-19 updates.

 



Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

Home Equity Loans

Home equity loans and lines of credit are secured by the equity in your home, and are considered attractive because the interest paid may be tax deductible.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.




Today's Rates
Today's loan rates
RatePointsAPRPayment


Following is an example of the amount of financing available in certain high cost areas:

97% LTV to $850,000
   95% LTV to $1,500,000

   80% LTV to $2,000,000
   75% LTV to $3,000,000

   70% LTV to $5,000,000

Due to the changing nature of the home financing market, requirements for maximum loan to value (LTV) over 80%, loan amount or other terms are subject to mortgage insurance underwriting approval.

If your current mortgage is with Star One Credit Union you may be eligible to modify your loan rate for a flat fee.  To learn more about Star One's rate modification click here: Real Estate Rate Modification




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